> ## Documentation Index
> Fetch the complete documentation index at: https://docs.fintoc.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Pick your use case

> Configure Fintoc Transfers for five business scenarios, from dedicated Account Numbers to bulk payouts.

In Mexico, an Account Number is a standardized Mexican bank account number (CLABE). These guides describe five common patterns: when to use each pattern, what it looks like, and which reference pages to read. The actual API payloads live in [Receive transfers](/docs/transfers/inbound-transfers) and [Send transfers](/docs/transfers/outbound-transfers). Find the pattern that matches your goal:

| Goal                                                | Pattern                                                                                                                    | Best for                                     |
| --------------------------------------------------- | -------------------------------------------------------------------------------------------------------------------------- | -------------------------------------------- |
| Receive transfers and know who paid, automatically  | [Payins on dedicated account numbers](/docs/transfers/transfers-use-cases/collect-payments-with-dedicated-account-numbers) | Lending, insurance, SaaS, marketplaces       |
| Send money from my Fintoc balance                   | [Payouts to users or suppliers](/docs/transfers/transfers-use-cases/send-payouts-to-users-or-suppliers)                    | Loan disbursements, refunds, vendor payments |
| Give every end user their own balance               | [Wallet for end users](/docs/transfers/transfers-use-cases/run-a-wallet-for-end-users)                                     | Neobanks, gig platforms, B2B marketplaces    |
| Pay a list of 10 to 5,000 people in one go          | [Payroll or bulk payouts](/docs/transfers/transfers-use-cases/run-payroll-or-bulk-payouts)                                 | Monthly payroll, supplier runs               |
| Check who owns an account number before paying them | [Verify an account number before payout](/docs/transfers/transfers-use-cases/verify-a-clabe-before-paying-out)             | User-entered destinations, P2P, onboarding   |

## A note on Chile

Some reconciliation tooling (dedicated Account Numbers per customer, `options.min_amount` and `options.max_amount`, CLABE verification, and inbound transfer returns) is Mexico only. In Chile, inbound transfers land on the `Account`'s single default Account Number and you reconcile by reading `counterparty.holder_id` and `comment`.

Each use-case page calls out exactly which steps apply per country.

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