> ## Documentation Index
> Fetch the complete documentation index at: https://docs.fintoc.com/llms.txt
> Use this file to discover all available pages before exploring further.
# Create more accounts
> Create additional Fintoc Accounts under your organization or for a third-party Entity so you can track balances separately across products or clients.
Create accounts under your own entity or an entity you open for a client. Each account tracks a separate balance. An entity is the legal account holder. Your organization always has a main entity, and you can also create entities for your clients.
## Account activation
Activation depends on which entity owns the account:
* For your main entity, accounts activate immediately.
* For a new entity, accounts stay in `pending` until Fintoc completes business verification. Verification takes up to 5 business days.
## Create more accounts for your organization's entity
Your Fintoc organization starts with one `Account`. You can immediately create more accounts for your main entity. Multiple accounts improve reconciliation because each account keeps a separate balance.
### Use the API
Call the [Create account](/api/transfers-api/transfers-accounts/transfers-accounts-create) endpoint with your main entity's `entity_id`. To retrieve the `entity_id`, call the [List entities](/api/transfers-api/entities/entities-list) endpoint. You can also create the account from the [Dashboard](https://dashboard.fintoc.com/accounts).
```bash theme={null}
curl --request POST \
--url https://api.fintoc.com/v2/accounts \
--header 'Authorization: sk_test_32ExjlGaPrvG2AiNSU2lAmNiXL8' \
--header 'accept: application/json' \
--header 'content-type: application/json' \
--data '
{
"entity_id": "ent_32ExjlGaPrvG2AiNSU2lAmNiXL8",
"description": "My main account"
}
'
```
```javascript Node SDK theme={null}
const account = await fintoc.v2.accounts.create({
entity_id: "ent_32ExjlGaPrvG2AiNSU2lAmNiXL8",
description: "My main account"
});
```
```python Python SDK theme={null}
account = client.v2.accounts.create(
entity_id="ent_32ExjlGaPrvG2AiNSU2lAmNiXL8",
description="My main account",
)
```
```json Response theme={null}
{
"id": "acc_32ExjlGaPrvG2AiNSU2lAmNiXL8",
"object": "account",
"entity_id": "ent_32ExjlGaPrvG2AiNSU2lAmNiXL8",
"description": "My main account",
"status": "active",
"balance": 0,
"currency": "MXN"
}
```
## Create accounts for another entity (your clients)
If you manage funds for clients, you can open accounts under each client's legal name.
### Example use case
Consider a food delivery platform:
* You keep one `Account` under your own entity to collect your platform fees.
* You create one `Account` per restaurant under a new entity. When a customer pays, the transfer receipt shows the restaurant's name instead of your platform's name.
You manage balances and payouts between your `Account` object and your clients' `Account` objects.
### 1. Create an entity
Create the entity from the [Entities](https://dashboard.fintoc.com/entities) section of the Dashboard. Select Create Entity, then enter the entity's legal name and Mexican tax ID (RFC).
### 2. Complete business verification
Complete the business verification form for your new entity in the Dashboard. Fintoc's compliance team reviews your information within 5 business days and confirms when the entity is ready to use.
### 3. Start using Transfers
After Fintoc completes business verification, you can:
* Create `Transfer` objects from your new entity's main `Account`.
* Receive transfers at your main account number or generate new account numbers.
* Create more `Account` objects under this entity.
## Test the integration
In `test` mode, use your test secret key to call the [Create account](/api/transfers-api/transfers-accounts/transfers-accounts-create) endpoint. Set `entity_id` to your main test entity. The response returns an `id` prefixed with `acc_` and a `status` of `active`, which confirms the `Account` is ready to use.