# Fintoc Documentation

## Guides
- [Test your integration](https://docs.fintoc.com/docs/direct-debit-test-your-integration.md): Simulate subscription and charges to test your integration.
- [Integration flow](https://docs.fintoc.com/docs/integration-flow-for-direct-debit.md): Learn how to use Fintoc's Direct Debit API
- [Overview](https://docs.fintoc.com/docs/overview-direct-debit.md): Charge your customers on a recurrent basis
- [Countries and Institutions](https://docs.fintoc.com/docs/products-and-institutions-direct-debit.md)
- [UX Guidelines](https://docs.fintoc.com/docs/ux-guidelines.md)
- [API Keys](https://docs.fintoc.com/docs/api-keys.md)
- [API rate limits](https://docs.fintoc.com/docs/api-rate-limits.md): Learn about API rate limits and how to work with them.
- [Changes to the API](https://docs.fintoc.com/docs/changes.md): Track changes and upgrades to the Fintoc API
- [Currencies](https://docs.fintoc.com/docs/currencies.md)
- [Get your Fintoc account's Secret Key and Public Key](https://docs.fintoc.com/docs/guides-api-keys.md)
- [Permission Roles](https://docs.fintoc.com/docs/permission-roles.md): Fintoc's Dashboard contains sensitive information and allows your organization to perform money-related operations.That is why we have created a granular permission system that allows the organization's administrators to select exactly what information and to which actions a specific user has access to.
- [Welcome 👋](https://docs.fintoc.com/docs/welcome.md)
- [Test your integration](https://docs.fintoc.com/docs/data-aggregation-test-your-integration.md): Use test credentials to try your integration.
- [Document types](https://docs.fintoc.com/docs/document-types.md): Document types brought from your financial institutions
- [Fiscal Links](https://docs.fintoc.com/docs/fiscal-links.md): Get fiscal data from your customers financial institutions
- [Get bank movements](https://docs.fintoc.com/docs/guides-bank-movements.md)
- [Create a banking Link from the dashboard](https://docs.fintoc.com/docs/guides-banking-link-from-dashboard.md)
- [Integration Flow](https://docs.fintoc.com/docs/integration-with-exchange-token.md)
- [Overview](https://docs.fintoc.com/docs/overview-data-aggregation.md): Get banking data from your customers' financial institutions
- [Products and Institutions](https://docs.fintoc.com/docs/products-and-institutions-movements.md)
- [Welcome 👋](https://docs.fintoc.com/docs/quickstart.md): Try the Fintoc API in less than 5 minutes
- [Refreshing on demand](https://docs.fintoc.com/docs/refresh-intents-walkthrough.md)
- [Create a Refresh Intent](https://docs.fintoc.com/docs/refresh-intents-creating.md)
- [Errors](https://docs.fintoc.com/docs/refresh-intents-errors.md)
- [Request the new movements](https://docs.fintoc.com/docs/refresh-intents-new-movements.md)
- [Wait for the results using a Webhook Endpoint](https://docs.fintoc.com/docs/refresh-intents-webhook.md)
- [Open the widget for Refresh Intents](https://docs.fintoc.com/docs/refresh-intents-widget.md)
- [UX Guidelines](https://docs.fintoc.com/docs/ux-guidelines-1.md)
- [Accept a payment](https://docs.fintoc.com/docs/accept-a-payment-copy.md): Learn how to use Fintoc's Payment Initiation API
- [Buy Now Pay Later (Chile Only)](https://docs.fintoc.com/docs/buy-now-pay-later.md): Learn how to use the Checkout Session API to create a Buy Now Pay Later payment
- [Cash Payments (Mexico Only)](https://docs.fintoc.com/docs/cash-payment-direct-api.md): Learn how to use the Payment Intent API to create a Cash Payment
- [Chile Guidelines](https://docs.fintoc.com/docs/chile.md)
- [Checkout UX Guidelines](https://docs.fintoc.com/docs/checkout-ux-guidelines.md)
- [Mexico Guidelines](https://docs.fintoc.com/docs/mexico.md)
- [Checking payment eligibility](https://docs.fintoc.com/docs/check-payment-eligibility-direct-payments.md)
- [Handling payment exceptions](https://docs.fintoc.com/docs/dealing-with-payment-exceptions-1.md)
- [Direct payments](https://docs.fintoc.com/docs/direct-payments.md): Learn about how to handle typical use cases when using Fintoc for direct payments.
- [Reporting and reconciliation](https://docs.fintoc.com/docs/reporting-and-reconciliation-copy.md): Get the data you need to complete your accounting and reconciliation workflows.
- [Setup direct payments](https://docs.fintoc.com/docs/setup-direct-payment.md): Learn how to set the recipient account in your payment.
- [Direct Transfer](https://docs.fintoc.com/docs/direct-transfer.md): Accept payments sent by a direct transfer from your user.
- [E-commerce Plugins](https://docs.fintoc.com/docs/e-commerce-connectors.md)
- [Shopify](https://docs.fintoc.com/docs/shopify.md): Accept payments using Fintoc’s app in your Shopify store.
- [VTEX](https://docs.fintoc.com/docs/vtex.md): Accept payments using Fintoc’s plugin in your VTEX store.
- [Checking payment eligibility](https://docs.fintoc.com/docs/check-payment-eligibility.md)
- [Handling payment exceptions](https://docs.fintoc.com/docs/dealing-with-payment-exceptions.md)
- [Fintoc collects](https://docs.fintoc.com/docs/fintoc-collect-payments.md): Learn about how to handle typical use cases when Fintoc collects the payments on your behalf.
- [Receiving payouts](https://docs.fintoc.com/docs/payment-initiation-receiving-payouts.md): Set up your bank account to receive payouts.
- [Refund payments](https://docs.fintoc.com/docs/payment-initiation-refunds.md): Learn how to refund a payment.
- [Reporting and reconciliation](https://docs.fintoc.com/docs/payment-initiation-reporting-and-reconciliation.md): Get the data you need to complete your accounting and reconciliation workflows.
- [Fintoc fees](https://docs.fintoc.com/docs/fintoc-fees.md): Learn how Fintoc calculates fees for our Payment Initiation product.
- [Go-Live Checklist](https://docs.fintoc.com/docs/go-live-checklist-copy.md): Use this checklist to ensure a smooth transition to Live Mode
- [Overview](https://docs.fintoc.com/docs/overview-payment-initiation.md)
- [Countries and Institutions](https://docs.fintoc.com/docs/payment-initiation-countries-and-institutions.md)
- [Payment scenarios](https://docs.fintoc.com/docs/payments-use-cases.md): Learn how Fintoc supports your use case
- [Quickstart](https://docs.fintoc.com/docs/quickstart-copy.md): Try the Payment Initiation API in less than 10 minutes
- [Transaction limits](https://docs.fintoc.com/docs/transaction-limits.md)
- [Test your integration](https://docs.fintoc.com/docs/payment-initiation-test-your-integration.md): Simulate payments to test your integration.
- [Payment Links](https://docs.fintoc.com/docs/payment-links.md): Accept payments easily without code.
- [Redirect Page](https://docs.fintoc.com/docs/redirect-page.md): Use Fintoc´s Payment Initiation product by redirecting your customer to a new page
- [Building with AI](https://docs.fintoc.com/docs/building-with-ai.md): Use AI tools in your Fintoc integration workflow.
- [SDKs and Integrations](https://docs.fintoc.com/docs/libraries-and-integrations.md): Libraries and tools for interacting with your Fintoc integration.
- [Zapier](https://docs.fintoc.com/docs/libraries-and-integrations-zapier.md): Easily connect your bank account with more than 2000 apps
- [Test mode](https://docs.fintoc.com/docs/test-mode.md): Use test mode to test your Fintoc integration before going live.
- [Webhooks](https://docs.fintoc.com/docs/webhooks-walkthrough.md)
- [Activate your Webhook Endpoint](https://docs.fintoc.com/docs/webhooks-activating.md)
- [Create your Webhook Endpoint](https://docs.fintoc.com/docs/webhooks-creating-guide.md)
- [Webhooks best practices](https://docs.fintoc.com/docs/webhooks-good-practices.md): Implement these best practices when using webhooks.
- [Test your Webhook Endpoint](https://docs.fintoc.com/docs/webhooks-testing.md)
- [Validate the signature of your Webhook Endpoint](https://docs.fintoc.com/docs/webhooks-validating.md)
- [Widget](https://docs.fintoc.com/docs/widget.md): Use the Widget to connect your users' bank accounts with Fintoc and enable them to make payments or subscriptions
- [Web Integration](https://docs.fintoc.com/docs/web-integration-copy.md): Reference to integrate the Widget on your web application or web page
- [WebView Integration](https://docs.fintoc.com/docs/webview-integration-copy.md): Reference to integrate the Widget as a WebView on your mobile application
- [Listen to Widget events](https://docs.fintoc.com/docs/widget-events.md)
- [Receiving transfers](https://docs.fintoc.com/docs/inbound-transfers.md): Automatically track and reconcile your incoming payments in real time.
- [Return a Transfer](https://docs.fintoc.com/docs/returning-an-inbound-transfer.md): Automatically return a transfer based on your business logic.
- [Sending transfers](https://docs.fintoc.com/docs/outbound-transfers.md): Initiate real-time payments using our outbound Transfers API
- [Verify CLABEs](https://docs.fintoc.com/docs/verify-clabes.md): Verify an account holder's information before sending them a full payout
- [Generate a JWS Signature](https://docs.fintoc.com/docs/setting-up-jws-keys.md): Learn to move money safely with Fintoc
- [Test your integration](https://docs.fintoc.com/docs/test-your-integration.md): Simulate transfers to test your integration.
- [Entity](https://docs.fintoc.com/docs/entity-data-model.md)
- [Overview](https://docs.fintoc.com/docs/transfers-overview.md): Programmatically initiate, track, and reconcile payments.
- [Account](https://docs.fintoc.com/docs/v2-transfers-account-data-model.md)
- [Account Number](https://docs.fintoc.com/docs/v2-transfers-account-number-data-model.md)
- [Transfer](https://docs.fintoc.com/docs/v2-transfers-data-model.md)
- [Quickstart](https://docs.fintoc.com/docs/transfers-quickstart.md): Prepare to start using the Transfers API

## API Reference
- [Cancel Charge](https://docs.fintoc.com/reference/cancel-charge.md): Use this endpoint to cancel a Charge. Charges can only be cancelled when they are in status `created`.
- [Charge Object](https://docs.fintoc.com/reference/charge-object.md)
- [Create Charge](https://docs.fintoc.com/reference/create-charge.md)
- [Create Subscription Intent](https://docs.fintoc.com/reference/create-subsciption-intent.md)
- [Subscription Intent Object](https://docs.fintoc.com/reference/subscription-intent-object.md)
- [Subscription Object](https://docs.fintoc.com/reference/subscription-object.md)
- [Chile institution codes](https://docs.fintoc.com/reference/chile-institution-codes.md)
- [Error Object](https://docs.fintoc.com/reference/errors-object.md)
- [Idempotent Requests](https://docs.fintoc.com/reference/idempotent-requests.md): Safely retry POST requests
- [Metadata](https://docs.fintoc.com/reference/metadata.md): Add custom data to your Fintoc Objects
- [Pagination](https://docs.fintoc.com/reference/pagination.md)
- [List Invoices](https://docs.fintoc.com/reference/invoices-list.md)
- [Invoice Object](https://docs.fintoc.com/reference/invoices-object.md)
- [List Tax Returns](https://docs.fintoc.com/reference/tax-returns-list.md)
- [Tax Return Object](https://docs.fintoc.com/reference/tax-returns-object.md)
- [Get Tax Return](https://docs.fintoc.com/reference/tax-returns-retrieve.md)
- [Get Tax Statement](https://docs.fintoc.com/reference/get-tax-statements.md)
- [List Tax Statements](https://docs.fintoc.com/reference/tax-statements-list.md)
- [Tax Statement Object](https://docs.fintoc.com/reference/tax-statements-object.md)
- [Types of events](https://docs.fintoc.com/reference/types-of-events.md)
- [Institutions](https://docs.fintoc.com/reference/institutions.md)
- [Institutions Object](https://docs.fintoc.com/reference/institutions-object.md)
- [Get Webhook Endpoint](https://docs.fintoc.com/reference/get-webhook-endpoints.md)
- [Webhook Endpoint Object](https://docs.fintoc.com/reference/webhook-endpoints-object.md)
- [Account Object](https://docs.fintoc.com/reference/accounts-object.md)
- [Link Intent Object](https://docs.fintoc.com/reference/link-intent-object.md): This represents your user connection attempt.
- [Link Object](https://docs.fintoc.com/reference/link-object.md)
- [List Links](https://docs.fintoc.com/reference/links-list.md): List every `Link` you have ever created. The listed `Links` are returned ordered, with the latest created `Link` being the first one.
- [Update Link](https://docs.fintoc.com/reference/links-update.md): Modify a `Link` programmatically.
- [List Movements](https://docs.fintoc.com/reference/movements-list.md): Use this endpoint to retrieve the movements of a bank account.
- [Movement Object](https://docs.fintoc.com/reference/movements-object.md)
- [Create Refresh Intent](https://docs.fintoc.com/reference/refresh-intents-create.md)
- [Check Payment Eligibility](https://docs.fintoc.com/reference/check-payment-eligiblity.md)
- [Checkout Session Object](https://docs.fintoc.com/reference/checkout-session-object.md)
- [Create Checkout Session](https://docs.fintoc.com/reference/create-checkout-session.md)
- [Expire a Checkout Session](https://docs.fintoc.com/reference/expire-a-checkout-session.md): Use this endpoint to expire a Checkout Session. Checkout Sessions can only be expired when its status is `created`.
- [Get Checkout Session](https://docs.fintoc.com/reference/get-checkout-session.md)
- [Get Payment Intent](https://docs.fintoc.com/reference/get-payment-intent.md)
- [List Payment Intents](https://docs.fintoc.com/reference/list-payment-intents-copy.md)
- [Payment Intent Error Reason](https://docs.fintoc.com/reference/payment-intent-error-reason-copy.md)
- [Payment Intent Object](https://docs.fintoc.com/reference/payment-intent-object-copy.md)
- [Retrieve Voucher](https://docs.fintoc.com/reference/retrieve-voucher-copy.md): Retrieve the URL to download a transfer Voucher.
- [Cancel Payment Link](https://docs.fintoc.com/reference/cancel-payment-link.md)
- [Create Payment Link](https://docs.fintoc.com/reference/create-payment-link.md)
- [Get Payment Link](https://docs.fintoc.com/reference/get-payment-link.md)
- [Payment Link](https://docs.fintoc.com/reference/payment-links-1.md)
- [List Payment Links](https://docs.fintoc.com/reference/list-payment-links.md)
- [Payment Link Object](https://docs.fintoc.com/reference/payment-link-object.md)
- [Get Payout](https://docs.fintoc.com/reference/get-payout.md)
- [List Payout Resources by Type](https://docs.fintoc.com/reference/list-resources-of-a-payout.md): Retrieve a list of resources within a specific payout, filtered by the resource type. This endpoint is useful when you want to retrieve either payment_intents, refunds or charges associated with a particular payout.
- [Payout Object](https://docs.fintoc.com/reference/payout-object.md)
- [Cancel Refund](https://docs.fintoc.com/reference/cancel-refund.md)
- [Get Refund](https://docs.fintoc.com/reference/get-refund.md)
- [List Refunds](https://docs.fintoc.com/reference/list-refunds.md)
- [Refund Object](https://docs.fintoc.com/reference/refund-object.md)
- [Get Refund Voucher](https://docs.fintoc.com/reference/retrieve-refund-voucher.md): Retrieve the URL to download a refund voucher.
- [Account Number Object](https://docs.fintoc.com/reference/account-number-object.md): Account numbers enable you to receive and track realtime Inbound Transfers using the Transfer API.
- [Create Account Number](https://docs.fintoc.com/reference/account-numbers.md): Create an account number (CLABE) in Fintoc to receive transfers with specific metadata related to your business. Only available in Mexico.
- [List Account Numbers](https://docs.fintoc.com/reference/list-account-numbers.md)
- [Get Account Number](https://docs.fintoc.com/reference/retrieve-account-number.md)
- [Update an Account Number](https://docs.fintoc.com/reference/update-an-account-number.md)
- [Account Verification Object](https://docs.fintoc.com/reference/account-verification-object.md): Verify an account holder's information by making a microdeposit (0.01 MXN) to their account.
- [Create Account Verification](https://docs.fintoc.com/reference/create-account-verification.md)
- [List Account Verifications](https://docs.fintoc.com/reference/list-account-verifications.md)
- [Get Account Verification](https://docs.fintoc.com/reference/retrieve-account-verification.md)
- [Account Object](https://docs.fintoc.com/reference/account-object.md): Accounts allow you to keep track of your available balance and execute outbound Transfers
- [Create Account](https://docs.fintoc.com/reference/create-account.md)
- [List Accounts](https://docs.fintoc.com/reference/list-accounts.md)
- [Get Account](https://docs.fintoc.com/reference/retrieve-account.md)
- [Entity Object](https://docs.fintoc.com/reference/entity-object.md): Entities represent the legal holders of your Accounts and are used to define ownership and identity in Transfers.
- [Get Entity](https://docs.fintoc.com/reference/get-entity.md)
- [List Entities](https://docs.fintoc.com/reference/list-entities.md)
- [Simulate receiving a Transfer](https://docs.fintoc.com/reference/simulate-receive-a-transfer.md): This endpoint allows you to simulate receiving a transfer in test mode.
- [Create Transfer](https://docs.fintoc.com/reference/create-transfer-outbound.md): Use the Create Transfer endpoint to transfer funds in real-time from your Fintoc balance to a specified recipient's bank account. Check out our Outbound Transfers Guide for more information
- [List Transfers](https://docs.fintoc.com/reference/list-transfers.md): Use the List Transfers endpoint to see and filter your past inbound and outbound Transfers.
- [Get a Transfer](https://docs.fintoc.com/reference/retrieve-transfer.md): Get the details of a `Transfer`. Provide the `transfer_id` associated to said `Transfer` and Fintoc will return its details.
- [Return a transfer](https://docs.fintoc.com/reference/return-a-transfer.md): Return a `Transfer`. Provide the `transfer_id` and Fintoc will return the funds to the sender.
- [SPEI Codes](https://docs.fintoc.com/reference/spei-codes.md)
- [Transfer Object](https://docs.fintoc.com/reference/transfer-object.md): This API allows you to to track and create transfers in real-time. Automate reconciliation and reduce manual workload.

## Changelog
- [Intégrate más fácil con nuestro MCP Server](https://docs.fintoc.com/changelog/integrate-más-fácil-con-nuestro-mcp-server.md)
- [Historial de Webhooks](https://docs.fintoc.com/changelog/historial-de-webhooks.md)
- [Notificación por correo al usuario](https://docs.fintoc.com/changelog/user-email-notification.md)
- [Pagos por Efectivo en Mexico](https://docs.fintoc.com/changelog/cash-payments.md)
- [Entra a múltiples organizaciones con el mismo email](https://docs.fintoc.com/changelog/entra-a-múltiples-organizaciones-con-el-mismo-email.md)