For AI agents: visit https://docs.fintoc.com/llms.txt for an index of all pages formatted in Markdown and endpoints in OpenAPI.
| return_reason | return_reason_code | Description |
|---|
non_existing_account | 01 | The destination account number does not exist. Check if the number is correct. |
blocked_account | 02 | The destination account is blocked. Check with the account holder for details or a new account. |
canceled_account | 03 | The destination account is closed. Check with the account holder for details or a new account. |
wrong_currency | 05 | The destination account is in a different currency than your origin account. Use an account in the same currency. |
non_fintoc_account | 06 | The destination account and institution don't match. Confirm you are using the correct institution. |
wrong_operation_type | 16 | Error in the code or type of operation being attempted. |
account_type_does_not_correspond | 17 | The destination account does not receive SPEI transfers. Try with a different account. |
exceeds_account_limit | 20 | The recipient account has reached its holding limit. Try again later. |
exceeds_account_monthly_payments_limit | 21 | The recipient account has reached its monthly limit. Try again later. |
non_registered_mobile_phone | 22 | The recipient account has reached its monthly limit. Try again later. |
missing_payment_instruction_due_to_balance_limit_reached | 25 | The destination account does not receive SPEI transfers. Try with a different account. |
sender_client_protection_agreement | 26 | The receiving bank has implemented a rule that prevents it from accepting payments from certain issuing participants or under certain conditions. Try with a different account. |
optional_payment_not_accepted_by_recipient_institution | 27 | An attempt was made to use an additional payment type not supported by the receiving bank. |