> ## Documentation Index
> Fetch the complete documentation index at: https://docs.fintoc.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Get a payout

> Retrieves a payout by its `id`. Only payouts matching the `live` or `test` mode of the API key are visible.

**`v1`** · Base URL `https://api.fintoc.com/v1`


## OpenAPI

````yaml reference/fintoc-api.json GET /payouts/{id}
openapi: 3.1.0
info:
  title: fintoc-api
  version: v2026-02-01
servers:
  - url: https://api.fintoc.com/v1
security: []
paths:
  /payouts/{id}:
    get:
      tags:
        - Payouts
      summary: Get a payout
      description: >-
        Retrieves a payout by its `id`. Only payouts matching the `live` or
        `test` mode of the API key are visible.
      operationId: payouts-get
      parameters:
        - name: id
          in: path
          description: Unique identifier of the payout to retrieve.
          required: true
          schema:
            type: string
      responses:
        '200':
          description: The payout.
          content:
            application/json:
              examples:
                payout:
                  value:
                    id: po_BO381oEATXonG6bj
                    object: payout
                    amount: 550000
                    created_at: '2026-03-04T14:10:00Z'
                    currency: CLP
                    mode: live
                    recipient_account:
                      holder_id: '111111111'
                      institution_id: cl_banco_estado
                      number: '987654321'
                      type: checking_account
                    status: succeeded
                    succeeded_at: '2026-03-05T12:00:00Z'
                    updated_at: '2026-03-05T12:00:00Z'
              schema:
                $ref: '#/components/schemas/payouts_payout'
        '401':
          description: Invalid or missing API key.
          content:
            application/json:
              examples:
                invalid_api_key:
                  value:
                    error:
                      type: authentication_error
                      code: invalid_api_key
                      message: 'Invalid API Key: invalid-*oken'
              schema:
                $ref: '#/components/schemas/error_object'
        '404':
          description: >-
            The payout does not exist, belongs to another organization, or
            belongs to a different mode than the API key.
          content:
            application/json:
              examples:
                payout_not_found:
                  value:
                    error:
                      type: invalid_request_error
                      code: missing_resource
                      param: id
                      message: 'No such payouts/payout: po_BO381oEATXonG6bj'
                      doc_url: https://docs.fintoc.com/reference/errors
              schema:
                $ref: '#/components/schemas/error_object'
      security:
        - api_key: []
components:
  schemas:
    payouts_payout:
      type: object
      description: >-
        A payout is a transfer of funds Fintoc settles to a recipient bank
        account. Each payout groups the payment intents, charges, and refunds it
        disburses or discounts.
      properties:
        id:
          type: string
          description: Unique identifier of the payout.
          example: po_BO381oEATXonG6bj
        object:
          const: payout
          description: Type of the object. Always `payout`.
        amount:
          type: integer
          description: >-
            Value disbursed, in the smallest unit of the currency. CLP has no
            decimals, so amounts are in pesos. MXN amounts are in centavos.
          example: 550000
        created_at:
          type: string
          format: date-time
          description: ISO 8601 timestamp, in UTC, of when Fintoc created the payout.
          example: '2026-03-04T14:10:00Z'
        currency:
          type: string
          description: Three-letter ISO 4217 currency code, returned in uppercase.
          example: CLP
        mode:
          $ref: '#/components/schemas/mode'
        recipient_account:
          $ref: '#/components/schemas/payouts_recipient_account'
        status:
          type: string
          enum:
            - in_progress
            - succeeded
            - canceled
            - returned
          description: >-
            Status of the payout. One of `in_progress` (Fintoc is processing the
            transfer), `succeeded` (the funds reached the recipient account),
            `canceled` (the payout failed or was canceled before sending the
            funds), or `returned` (the receiving institution returned the
            funds).
          example: succeeded
        succeeded_at:
          type:
            - string
            - 'null'
          format: date-time
          description: >-
            ISO 8601 timestamp, in UTC, of when the payout succeeded. `null`
            until the payout succeeds.
          example: '2026-03-05T12:00:00Z'
        updated_at:
          type: string
          format: date-time
          description: ISO 8601 timestamp, in UTC, of when Fintoc last updated the payout.
          example: '2026-03-05T12:00:00Z'
      required:
        - id
        - object
        - amount
        - created_at
        - currency
        - mode
        - recipient_account
        - status
        - succeeded_at
        - updated_at
    error_object:
      type: object
      properties:
        error:
          type: object
          description: Details of the error that caused the request to fail.
          properties:
            code:
              type: string
              description: >-
                Machine-readable code identifying the specific error, for
                example `invalid_api_key`. Not returned by every error.
              example: invalid_api_key
            doc_url:
              type: string
              description: >-
                URL of a documentation page with more details about the error.
                Not returned by every error.
              example: https://docs.fintoc.com/reference/errors
            message:
              type: string
              description: Human-readable message describing the error.
              example: 'Invalid API Key: invalid-*oken'
            param:
              type:
                - string
                - 'null'
              description: >-
                Name of the request parameter that caused the error. `null` when
                the error cannot be tied to a single parameter, and not returned
                by every error.
              example: amount
            type:
              type: string
              description: >-
                Category of the error, for example `invalid_request_error`,
                `authentication_error`, or `api_error`.
              example: invalid_request_error
          required:
            - type
            - message
    mode:
      type: string
      enum:
        - test
        - live
      description: >-
        Mode of the object. `live` objects use real institution data, `test`
        objects use fake data for integration testing.
      example: live
    payouts_recipient_account:
      type: object
      description: Bank account that receives the payout.
      properties:
        holder_id:
          type: string
          description: >-
            Tax identifier of the account holder, without dots or hyphens (RUT
            in Chile, RFC in Mexico).
          example: '111111111'
        institution_id:
          type: string
          description: >-
            Fintoc identifier of the institution that holds the account, such as
            `cl_banco_estado`.
          example: cl_banco_estado
        number:
          type: string
          description: >-
            Account number. In Mexico, an 18-digit CLABE (Clave Bancaria
            Estandarizada).
          example: '987654321'
        type:
          type: string
          enum:
            - checking_account
            - sight_account
            - rut_account
            - fsa_account
          description: >-
            Account subtype. One of `checking_account`, `sight_account` (Chilean
            cuenta vista), `rut_account` (BancoEstado CuentaRUT), or
            `fsa_account` (Mexican FSA account).
          example: checking_account
      required:
        - holder_id
        - institution_id
        - number
        - type
  securitySchemes:
    api_key:
      type: apiKey
      name: Authorization
      in: header

````