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GET
Get an account verification

Autorizaciones

Authorization
string
header
requerido

Parámetros de ruta

id
string
requerido

Unique identifier of the account verification to retrieve.

Respuesta

The requested account verification.

id
string
requerido

Unique identifier of the account verification.

Ejemplo:

"accv_2daFu0zqqDtZGJaSi2TGI2Mm1nN"

object
any
requerido

Type of the object. Always account_verification.

counterparty
object
requerido

Details of the verified counterparty account.

mode
enum<string>
requerido

Whether the verification is live or test data.

Opciones disponibles:
live,
test
Ejemplo:

"test"

reason
enum<string> | null
requerido

Reason code explaining why the verification failed, or null when the verification succeeded. transfer_fail means Fintoc could not send the verification transfer. cep_unavailable means the Mexican central bank (Banxico) had not yet published the payment receipt (CEP) when the verification timed out, so Fintoc could not confirm the account; you can retry the verification later. unknown means the reason could not be determined. In Mexico, the remaining codes mirror the transfer return_reason and report why the counterparty institution returned the verification transfer: non_existing_account, blocked_account, canceled_account, wrong_currency, account_not_from_receiving_institution, missing_information, wrong_payment_type, wrong_operation_type, account_type_does_not_correspond, invalid_character, exceeds_account_limit, exceeds_account_monthly_payments_limit, non_registered_mobile_phone, does_not_accept_non_banxico_payments, invalid_additional_information, missing_payment_instruction_due_to_balance_limit_reached, sender_client_protection_agreement, optional_payment_not_accepted_by_recipient_institution, codi_payment_without_quick_credit_notification, duplicated_tracking_key, and expired_sender_institution_certificate. In Chile, the codes mirror the transfer error_reason and report why the receiving bank rejected the verification transfer: recipient_account_disabled_for_tef, recipient_institution_timeout, recipient_institution_unavailable, invalid_recipient_account, recipient_account_closed, invalid_recipient_holder_id, invalid_holder_id_account_relationship, account_type_not_enabled, recipient_account_not_found, product_account_not_enabled, recipient_account_credit_restricted, recipient_institution_amount_limit_exceeded, system_amount_limit_exceeded, and unknown. In Chile, recipient_institution_timeout also covers transfers reversed because Fintoc could not determine whether the receiving bank approved the verification transfer. You can retry the verification. A reversal caused by a late bank approval or a failure to deliver the approval still results in a succeeded verification.

Opciones disponibles:
transfer_fail,
cep_unavailable,
non_existing_account,
blocked_account,
canceled_account,
wrong_currency,
account_not_from_receiving_institution,
missing_information,
wrong_payment_type,
wrong_operation_type,
account_type_does_not_correspond,
invalid_character,
exceeds_account_limit,
exceeds_account_monthly_payments_limit,
non_registered_mobile_phone,
does_not_accept_non_banxico_payments,
invalid_additional_information,
missing_payment_instruction_due_to_balance_limit_reached,
sender_client_protection_agreement,
optional_payment_not_accepted_by_recipient_institution,
codi_payment_without_quick_credit_notification,
duplicated_tracking_key,
expired_sender_institution_certificate,
recipient_account_disabled_for_tef,
recipient_institution_timeout,
recipient_institution_unavailable,
invalid_recipient_account,
recipient_account_closed,
invalid_recipient_holder_id,
invalid_holder_id_account_relationship,
account_type_not_enabled,
recipient_account_not_found,
product_account_not_enabled,
recipient_account_credit_restricted,
recipient_institution_amount_limit_exceeded,
system_amount_limit_exceeded,
unknown,
null
Ejemplo:

null

receipt_url
string | null
requerido

URL of the verification receipt, or null. Always null in Chile.

Ejemplo:

null

status
enum<string>
requerido

Status of the verification. One of pending (in progress), succeeded (verification completed), or failed (could not be completed). In Chile, succeeded means the receiving bank accepted the transfer with the Chilean tax ID (RUT) you provided. Some banks accept transfers without validating the RUT.

Opciones disponibles:
pending,
succeeded,
failed
Ejemplo:

"pending"

transaction_date
string<date-time> | null
requerido

Date and time when the verification was performed, as an ISO 8601 datetime in UTC, or null.

Ejemplo:

null

transfer_id
string | null
requerido

Identifier of the transfer issued to verify the account, or null.

Ejemplo:

"tr_2daFu0zqqDtZGJaSi2TGI2Mm1nN"