List payment methods

curl --request GET \
  --url https://api.fintoc.com/v2/payment_methods \
  --header 'Authorization: <api-key>'

import requests

url = "https://api.fintoc.com/v2/payment_methods"

headers = {"Authorization": "<api-key>"}

response = requests.get(url, headers=headers)

print(response.text)

const options = {method: 'GET', headers: {Authorization: '<api-key>'}};

fetch('https://api.fintoc.com/v2/payment_methods', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

<?php

$curl = curl_init();

curl_setopt_array($curl, [
  CURLOPT_URL => "https://api.fintoc.com/v2/payment_methods",
  CURLOPT_RETURNTRANSFER => true,
  CURLOPT_ENCODING => "",
  CURLOPT_MAXREDIRS => 10,
  CURLOPT_TIMEOUT => 30,
  CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
  CURLOPT_CUSTOMREQUEST => "GET",
  CURLOPT_HTTPHEADER => [
    "Authorization: <api-key>"
  ],
]);

$response = curl_exec($curl);
$err = curl_error($curl);

curl_close($curl);

if ($err) {
  echo "cURL Error #:" . $err;
} else {
  echo $response;
}

package main

import (
	"fmt"
	"net/http"
	"io"
)

func main() {

	url := "https://api.fintoc.com/v2/payment_methods"

	req, _ := http.NewRequest("GET", url, nil)

	req.Header.Add("Authorization", "<api-key>")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(string(body))

}

HttpResponse<String> response = Unirest.get("https://api.fintoc.com/v2/payment_methods")
  .header("Authorization", "<api-key>")
  .asString();

require 'uri'
require 'net/http'

url = URI("https://api.fintoc.com/v2/payment_methods")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Get.new(url)
request["Authorization"] = '<api-key>'

response = http.request(request)
puts response.read_body

[
  {
    "id": "pm_1zXcVbNmAsDfGhJk",
    "object": "payment_method",
    "bank_transfer": {
      "account_holder_id": "111111111",
      "account_number": "001111111111",
      "account_type": "checking_account",
      "institution_id": "cl_banco_de_chile",
      "institution_name": "Banco de Chile",
      "mfa_type": "sms",
      "status": "active"
    },
    "created_at": "2026-02-02T16:45:00.000Z",
    "customer": "cus_oVgVqlnK0PdmGirH",
    "mode": "live",
    "type": "bank_transfer"
  },
  {
    "id": "pm_2aBcDeFgHiJkLmNo",
    "object": "payment_method",
    "card": {
      "active": true,
      "brand": "visa",
      "country": "Chile",
      "expiration": {
        "month": "12",
        "year": "2030"
      },
      "kind": "credit",
      "last_four_digits": "4242",
      "wallet": null
    },
    "created_at": "2026-01-20T09:12:00.000Z",
    "customer": "cus_oVgVqlnK0PdmGirH",
    "mode": "live",
    "type": "card"
  },
  {
    "id": "pm_3pQrStUvWxYzAbCd",
    "object": "payment_method",
    "created_at": "2026-01-15T14:30:00.000Z",
    "customer": "cus_oVgVqlnK0PdmGirH",
    "mode": "live",
    "pac": {
      "account_holder_id": "111111111",
      "account_number": "001111111111",
      "account_type": "checking_account",
      "institution": {
        "id": "cl_banco_de_chile",
        "country": "cl",
        "name": "Banco de Chile"
      },
      "status": "active"
    },
    "type": "pac"
  }
]

GET

payment_methods

List payment methods

curl --request GET \
  --url https://api.fintoc.com/v2/payment_methods \
  --header 'Authorization: <api-key>'

import requests

url = "https://api.fintoc.com/v2/payment_methods"

headers = {"Authorization": "<api-key>"}

response = requests.get(url, headers=headers)

print(response.text)

const options = {method: 'GET', headers: {Authorization: '<api-key>'}};

fetch('https://api.fintoc.com/v2/payment_methods', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

<?php

$curl = curl_init();

curl_setopt_array($curl, [
  CURLOPT_URL => "https://api.fintoc.com/v2/payment_methods",
  CURLOPT_RETURNTRANSFER => true,
  CURLOPT_ENCODING => "",
  CURLOPT_MAXREDIRS => 10,
  CURLOPT_TIMEOUT => 30,
  CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
  CURLOPT_CUSTOMREQUEST => "GET",
  CURLOPT_HTTPHEADER => [
    "Authorization: <api-key>"
  ],
]);

$response = curl_exec($curl);
$err = curl_error($curl);

curl_close($curl);

if ($err) {
  echo "cURL Error #:" . $err;
} else {
  echo $response;
}

package main

import (
	"fmt"
	"net/http"
	"io"
)

func main() {

	url := "https://api.fintoc.com/v2/payment_methods"

	req, _ := http.NewRequest("GET", url, nil)

	req.Header.Add("Authorization", "<api-key>")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(string(body))

}

HttpResponse<String> response = Unirest.get("https://api.fintoc.com/v2/payment_methods")
  .header("Authorization", "<api-key>")
  .asString();

require 'uri'
require 'net/http'

url = URI("https://api.fintoc.com/v2/payment_methods")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Get.new(url)
request["Authorization"] = '<api-key>'

response = http.request(request)
puts response.read_body

[
  {
    "id": "pm_1zXcVbNmAsDfGhJk",
    "object": "payment_method",
    "bank_transfer": {
      "account_holder_id": "111111111",
      "account_number": "001111111111",
      "account_type": "checking_account",
      "institution_id": "cl_banco_de_chile",
      "institution_name": "Banco de Chile",
      "mfa_type": "sms",
      "status": "active"
    },
    "created_at": "2026-02-02T16:45:00.000Z",
    "customer": "cus_oVgVqlnK0PdmGirH",
    "mode": "live",
    "type": "bank_transfer"
  },
  {
    "id": "pm_2aBcDeFgHiJkLmNo",
    "object": "payment_method",
    "card": {
      "active": true,
      "brand": "visa",
      "country": "Chile",
      "expiration": {
        "month": "12",
        "year": "2030"
      },
      "kind": "credit",
      "last_four_digits": "4242",
      "wallet": null
    },
    "created_at": "2026-01-20T09:12:00.000Z",
    "customer": "cus_oVgVqlnK0PdmGirH",
    "mode": "live",
    "type": "card"
  },
  {
    "id": "pm_3pQrStUvWxYzAbCd",
    "object": "payment_method",
    "created_at": "2026-01-15T14:30:00.000Z",
    "customer": "cus_oVgVqlnK0PdmGirH",
    "mode": "live",
    "pac": {
      "account_holder_id": "111111111",
      "account_number": "001111111111",
      "account_type": "checking_account",
      "institution": {
        "id": "cl_banco_de_chile",
        "country": "cl",
        "name": "Banco de Chile"
      },
      "status": "active"
    },
    "type": "pac"
  }
]

v2 · Base URL https://api.fintoc.com/v2

Authorizations

Authorization

string

header

required

Query Parameters

payment_options

object

Show child attributes

customer

string

Unique identifier of the customer that owns the payment methods. If present, the response only includes payment methods that belong to this customer.

ending_before

string

Pagination cursor. The id of a payment method; the response contains the page of more recent payment methods, the ones listed before the cursor. Cannot be combined with starting_after.

limit

integer

default:30

Maximum number of payment methods to return per page, up to 300. Defaults to 30.

starting_after

string

Pagination cursor. The id of a payment method; the response contains the page of older payment methods, the ones listed after the cursor. Cannot be combined with ending_before.

Response

List of payment methods for the current mode, sorted by most recently created first. The type-specific details key is null when the resource backing a payment method is no longer available.

Option 1
Option 2
Option 3

A payment method represents a customer's stored payment instrument, ready to be charged without the customer going through the full authorization flow again. The shape of the object depends on its type: the type-specific details live under a key named after the type (bank_transfer, card, or pac).

string

required

Unique identifier of the payment method.

Example:

"pm_1zXcVbNmAsDfGhJk"

object

any

required

Type of the object. Always payment_method.

bank_transfer

object | null

required

Details of the linked bank account that pays the transfers. null when the linked account backing the payment method is no longer available.

Show child attributes

created_at

string<date-time>

required

ISO 8601 timestamp of when the payment method was created.

Example:

"2026-01-15T14:30:00.000Z"

customer

string

required

Unique identifier of the customer the payment method belongs to.

Example:

"cus_oVgVqlnK0PdmGirH"

mode

enum<string>

required

Mode of the payment method. live payment methods charge real money; test payment methods use fake data for integration testing.

Available options:

live,

test

Example:

"live"

type

any

required

Type of the payment method. Always bank_transfer.

Payment method object Get a payment method

Fintoc API

Main Resources

Payments API

Transfers API

Movements API

Direct Debit (Legacy)

Fiscal API

List payment methods

Authorizations

Query Parameters

Response