{
"id": "accv_fdsjklsdjkls",
"object": "account_verification",
"counterparty": {
"account_number": "123456789123455789",
"account_type": "clabe",
"holder_id": "FLA1234567890",
"holder_name": "Carmen Marcela",
"institution": {
"id": "mx_banco_bbva",
"country": "mx",
"name": "BBVA Mexico"
}
},
"mode": "test",
"reason": null,
"receipt_url": "https://www.banxico.org.mx/cep/",
"status": "succeeded",
"transaction_date": "2020-04-17T00:00:00.000Z",
"transfer_id": "tr_fdskjldasjkl"
}
| Attribute | Type | Description |
|---|---|---|
id | string | Unique identifier for the account verification. |
object | string | The type of the object, which is always account_verification. |
counterparty | object | Information about the verified account holder. |
counterparty.account_number | string | The account number (in Mexico: CLABE) of the third party of the transaction (counterparty). |
counterparty.account_type | string | The type of the counterparty account. In Mexico is one of: clabe, debit_card or phone_number. Options for Chile: checking, sight. |
counterparty.holder_id | string | The unique ID of the third party of the transaction (counterparty). |
counterparty.holder_name | string | The name of the third party of the transaction (counterparty). |
counterparty.institution | object | The institution object containing details about the sender’s financial institution. |
counterparty.institution.id | string | Unique identifier for the institution. |
counterparty.institution.country | string | The country where the financial institution is located (ISO 3166-1 alpha-2 format, e.g., mx for Mexico). |
counterparty.institution.name | string | The name of the financial institution. |
mode | string | Mode of the API (test or live). |
reason | string | Details on why the account verification was unsuccessful. Is null unless the microdeposit transfer is returned. |
receipt_url | string | A URL to the receipt of the transfer, if available. |
status | string | The status of the account verification. It can be pending, succeeded or failed. |
transaction_date | string | The actual date when the transfer was initiated (YYYY-MM-DD format). |
transfer_id | string | Unique identifier for the microdeposit transfer used to verify the account. |
Account verification failure reasons
| Reason | Description |
|---|---|
cep_unavailable | CEP receipt was not generated by Banxico in the expected timeframe (30 minutes). We recommend retrying if this is the case. |
| SPEI errors | Refer to the SPEI codes and action items documentation. |