| Receive transfers and know who paid, automatically | Payins on dedicated account numbers | Lending, insurance, SaaS, marketplaces |
| Send money from my Fintoc balance | Payouts to users or suppliers | Loan disbursements, refunds, vendor payments |
| Give every end user their own balance | Wallet for end users | Neobanks, gig platforms, B2B marketplaces |
| Pay a list of 10 to 5,000 people in one go | Payroll or bulk payouts | Monthly payroll, supplier runs |
| Check who owns an account number before paying them | Verify an account number before payout | User-entered destinations, P2P, onboarding |