Currencies

Currency representation as an integer

The Fintoc API represents each monetary amount as an integer in the currency’s smallest unit. The Chilean peso’s smallest unit is the peso, so Fintoc represents 1000 CLP as 1000. The US dollar’s smallest unit is the cent, so Fintoc represents 10.50 USD as 1050. The following examples show CLP and USD accounts. The CLP account has an available balance of 150980 CLP. The USD account has an available balance of 159.50 USD.

A CLP account example

{
    "id": "acc_nMNejK7BT8oGbvO4",
    "name": "Cuenta Corriente CLP",
    "official_name": "Cuenta Corriente Moneda Peso Chileno",
    "number": "0000000001",
    "holder_id": "111111111",
    "holder_name": "Test Company 1",
    "type": "checking_account",
    "currency": "CLP",
    "balance": {
        "available": 150980,
        "current": 150980,
        "limit": 150980
    }
}

A USD account example

{
    "id": "acc_8s7Hk2Lp9QwErTy3",
    "name": "Cuenta Corriente USD",
    "official_name": "Cuenta Corriente Moneda Dolar",
    "number": "0000000002",
    "holder_id": "111111111",
    "holder_name": "Test Company 1",
    "type": "checking_account",
    "currency": "USD",
    "balance": {
        "available": 15950,
        "current": 15950,
        "limit": 15950
    }
}

Fintoc supports accounts denominated in CLP, MXN, USD, and EUR. The following table compares an amount in each currency with the integer Fintoc returns:

Currency	Amount	Fintoc representation of the amount
CLP	1000 CLP	1000
MXN	10.29 MXN	1029
USD	10.50 USD	1050
EUR	10.00 EUR	1000

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Currency representation as an integer

​Currency representation as an integer

Currency representation as an integer