Overview
Using Direct Transfer your users can pay by manually transferring funds to a bank account. Once the transfer is complete, Fintoc automatically detects and validates the payment. This method allows you to receive payments from banks, prepaid accounts, and wallets in Chile, and from institutions participating in SPEI in Mexico. It works for both individual and business account types. Direct Transfers is only available when Fintoc collects your payments.
Available sender banks in Chile
Users can complete Direct Transfers from the following institutions:FAQ
Q: What happens if the user transfers a different amount?A: Fintoc tells your user that the transfer will be refunded and asks them to try again with the correct amount.