Cuentas de Pago con Fondos (CPF) in Chile (private preview)Fintoc CPF accounts let you receive, reconcile, and make transfers in Chile. CPF accounts are in private preview. To request access, contact your Fintoc sales representative.
The Transfers API lets you receive, send, and reconcile bank transfers in Chile and Mexico. This page introduces the API and its objects. For the full endpoint reference, see the Transfers API reference. With the Transfers API, you can:
- Create accounts and assign them to your orders or customers to reconcile inbound transfers against a known account.
- Receive bank transfers and reconcile them using a unique standardized Mexican bank account number (CLABE) or the sender’s details in Chile.
- Send transfers to any account and track each transfer’s status via webhooks. Transfers move over the local interbank rails: the Sistema de Pagos Electrónicos Interbancarios (SPEI) in Mexico and Transferencia Electrónica de Fondos (TEF) in Chile.
How it fits together
A minimal integration has four objects:
Entity: a legal person or business. Your business is the Root Entity.
Account: holds a balance. Your company’s account is the Root Account.
- Account Number: the string of digits you share with senders. In Mexico, an Account Number is a CLABE. Each
Account can have more than one Account Number.
Transfer: a single money movement, inbound or outbound.
Availability by country
Transfers API capabilities vary by country: