{
"id": "mov_BO381oEATXonG6bj",
"object": "movement",
"amount": 59400,
"post_date": "2020-04-17T00:00:00.000Z",
"description": "Traspaso de:Fintoc SpA",
"transaction_date": "2020-04-16T11:31:12.000Z",
"currency": "CLP",
"reference_id": "123740123",
"type": "transfer",
"pending": false,
"recipient_account": null,
"sender_account": {
"holder_id": "771806538",
"holder_name": "Comercial y Producción SpA",
"number": "1530108000",
"institution": {
"id": "cl_banco_de_chile",
"name": "Banco de Chile",
"country": "cl"
}
},
"comment": "Pago factura 198"
}
Attribute | Type | Description |
---|---|---|
|
| Unique identifier for the Movement |
|
| Identifier for the type of object. Its value for |
|
| Amount of the movement, represented as an integer. |
|
| Movement's accounting date, using ISO 8601 |
|
| Description for the movement, retrieved from the institution |
|
| Date and time in which the Movement was made, using ISO 8601. It can be |
|
| |
|
| Movement's identifier retrieved from the institution. It can be |
|
| Type of movement. Its values can be |
|
| If the movement is a check, this field indicates whether confirmation by the bank is pending. If the movement isn't a check, this attribute is |
|
| If the movement is a transfer, this attribute indicates the account to which the transfer was made. It can be |
|
| If the movement is a transfer, this attribute indicates the account that made the transfer. It can be |
|
| If the movement is a transfer, this attribute indicates the transfer comment. It can be |
Post date and transaction dateAs you probably noticed, each movement includes two different dates: a
post_date
and atransaction_date
🧐. This is because the bank uses accounting dates internally. Some bank even create movements in the future. For example, if you make a transaction on a Saturday, this transaction will appear to have Monday as its date. In this example, Saturday corresponds to thetransaction_date
, and Monday corresponds to thepost_date
.
Pending checksChecks take some time to be confirmed by the bank. This can take as long as 48 business hours. Pending checks can be reversed for several reasons (for example, lack of funds). Fintoc marks pending checks with the
pending
flag so you know that the movement isn't yet confirmed by the bank.
Transfer Account Object
Attribute | Type | Description |
---|---|---|
holder_id | string | Identifier of the owner of the account. In Chile, it corresponds to a RUT |
holder_name | string | Name of the owner of the account |
number | string | Account number. Does not include hyphens nor prefixed zeros. It can be null |
institution | object | Institution to which the account belongs. It can be null |
Transfer data problemsTransfer data can sometimes be
null
or wrong. This can be due to the movement not being a transfer or because of matching problems with the banks statements. Always double check the transfer data before reconciliating your movements. On the other hand, movement data is always reliable. The transfer data can change up to 5 days after the movement was created.