Return causes and codes

return_reason	return_reason_code	Description
`non_existing_account`	`01`	The destination account number does not exist. Check if the number is correct.
`blocked_account`	`02`	The destination account is blocked. Check with the account holder for details or a new account.
`canceled_account`	`03`	The destination account is closed. Check with the account holder for details or a new account.
`wrong_currency`	`05`	The destination account is in a different currency than your origin account. Use an account in the same currency.
`non_fintoc_account`	`06`	The destination account and institution don't match. Confirm you are using the correct institution.
`wrong_operation_type`	`16`	Error in the code or type of operation being attempted.
`account_type_does_not_correspond`	`17`	The destination account does not receive SPEI transfers. Try with a different account.
`exceeds_account_limit`	`20`	The recipient account has reached its holding limit. Try again later.
`exceeds_account_monthly_payments_limit`	`21`	The recipient account has reached its monthly limit. Try again later.
`non_registered_mobile_phone`	`22`	The recipient account has reached its monthly limit. Try again later.
`missing_payment_instruction_due_to_balance_limit_reached`	`25`	The destination account does not receive SPEI transfers. Try with a different account.
`sender_client_protection_agreement`	`26`	The receiving bank has implemented a rule that prevents it from accepting payments from certain issuing participants or under certain conditions. Try with a different account.
`optional_payment_not_accepted_by_recipient_institution`	`27`	An attempt was made to use an additional payment type not supported by the receiving bank.