Concepts

A glossary with the terminology used at Fintoc

Understanding the following concepts is strongly recommended, as they are used throughout the whole documentation.

Link

A Link represents a set of bank or fiscal credentials, meaning the username/password combination you use to access directly to the bank. A Link grants access to the accounts under said credentials.

For instance, if you have a checking account and a savings account in Banco de Chile, the creation of a Link using your username/password combination for said bank would allow to perform actions over each of those accounts.

Tokens, identifiers and keys

Every token, ids of objects and keys are strings encoded using Base64. This strings can come with hyphens (-) or underscores (_).

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Important

Ids, tokens and keys are case sensitive. The id AAAA is not equivalent to the id aaaa.

Link token

Whenever you create a Link, we will give you an access token named link_token associated to the newly created Link. Whenever you want to query the balances or movements of the new Link, you will have to send the access token with the request. You can think of the link_token as a sort of unique password for each of your Links.

Public Key

The Public Key is the key that you will use to integrate with the Widget. It has the prefix pk and is unique to your account. To read more about the public key, head over to the API Keys section of the documentation.

Secret Key

The SecretKey is the key that you will use to query the Fintoc API. It has the prefix sk and you can have more than one on your account. To read more about the secret key, head over to the API Keys section of the documentation.


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