Reporting and reconciliation

Get the data you need to complete your accounting and reconciliation workflows.

Fintoc's reports help you understand and reconcile the activity in your account. You can view and download these reports directly from the Dashboard or schedule reports to be sent automatically.

Select a report

When using Fintoc's Payment Initiation API, Fintoc has reports that provide information about your transactions. Start with the task you’re looking to perform and use the table below to identify the best report.

TaskSuggested Report
- Download daily transaction history
- View daily transaction totals
Daily transaction

Daily Transaction report

Delivery schedules

The daily transaction report can be scheduled for delivery on two schemes: banking cut-off time and chronological day cut-off time. Configured schedules have two effects:

  • They change the day and hour that reports are delivered.
  • They change the time window of data that each file contains.
Delivery scheduleAvailable countryDescription
chronological dayChile
The report will be delivered every day without exception. The file will contain data from a single day from 00:00 to 23:59.

Files will be delivered between 00:20 and 01:20.
banking dayChileThe report will be delivered according to Chile's banking cut-off time, which is business days at 14:00. Therefore, data for a specific day will be between 14:00 and 13:59 of the next business day.

Files will be delivered on business days between 14:20 and 15:20.

For example, holidays aside, a report received on a Wednesday will contain data from Tuesday at 14:00 until Wednesday at 13:59.

Another example is that a report received on Monday will contain data from the previous Friday at 14:00 until Monday at 13:59. If that Friday happens to be a holiday, the data window will be even larger (it would start on Thursday at 14:00).


The daily transaction report is a semicolon-delimited CSV file in which the first row is column headers. The filename is yyyy-mm-dd-daily-summary-fintoc-<orgname>.csv. For example, if your orgname is "My Company" the filename will be yyyy-mm-dd-daily-summary-fintoc-mycompany.csv.

The file contains the following columns:

1created_atstringThe Payment Intent's creation date, in ISO 8601 format.
2payment_idstringUnique identifier for the payment. It is case-sensitive.
3id_given_by_sender_institutionstringOperation number from the bank of the sender account.
4updated_atstringThe Payment Intent update date, in ISO 8601 format.
5amountintegerAmount of the payment, in cents.
6currencystringThe payment currency ISO code
6sender_institution_idstringThe bank that initiated the payment.
7sender_institution_cmf_codestringThe CMF code of the bank that initiated the payment. In Mexico is empty.
8sender_account_numberstringThe account number that initiated the payment.
9sender_account_typestringThe sender account type.
10sender_holder_idstringIdentifier of the owner of the bank account that initiated the payment. In Chile, it is a RUT and in Mexico it is an RFC.
11sender_namestringThe name of the owner of the bank account that initiated the payment. It can be empty.
12recipient_holder_idstringIdentifier of the owner of the bank account that received the payment. In Chile, it is a RUT and in Mexico it is an RFC.
13recipient_account_numberstringThe account number that received the payment.
14recipient_institution_idstringThe bank that received the payment.
15organization_namestringYour organization name in Fintoc's system.
16metadatastringA JSON string of the transaction metadata.


For an example of the included data, download a sample of the daily transaction report.

Available delivery channels

Instead of manually downloading files from the Dashboard, reports can be scheduled for automatic delivery via different channels. If configured, reports will be delivered periodically so that each file contains data for a specific time interval.


Files can be automatically delivered to an email of your choice. The subject of the sent emails is also configurable. For instance, it is common to include the date of a given report on the subject for easier identification.

For email and subject configuration, please contact our sales team.


The recommended way of receiving the reports is via Fintoc's SFTP. This allows to automate the extraction of files easily and securely.

Connecting to the SFTP server

Use the following information to connect to Fintoc's SFTP server:

  • Host:
  • Port: 80
  • Username: your organization's ID. It starts with org_
  • Password: the password provided by your Account Executive.

For access credentials, please get in touch with our sales team.

Reports path

Fintoc uploads each report in the following paths:

ReportFile path
Payout reconciliationOUT/payout/<mode>/yyyy-mm-dd-fintoc-payout-<orgname>.csv
Daily transactionOUT/daily_summary/<mode>/yyyy-mm-dd-daily-summary-fintoc-<orgname>.csv

Where <mode> can be either live or test.