Overview

Using Direct Transfer your users can pay by manually transferring funds to a bank account. Once the transfer is complete, Fintoc automatically detects and validates the payment.

This method allows you to receive payments from banks, prepaid accounts and wallets in Chile, and from institutions participating in SPEI in Mexico. From both Individual and Business account types.

Direct Transfers is only available when Fintoc collects your payments.

Available Sender Banks in Chile

Users can complete Direct Transfers from the following institutions:

Bank Name	Fintoc Bank ID
Banco BCI	`cl_banco_bci`
Banco BICE	`cl_banco_bice`
Banco de Chile - Edwards - Citi	`cl_banco_de_chile`
Banco Falabella	`cl_banco_falabella`
Banco Itaú	`cl_banco_itau`
Banco Ripley	`cl_banco_ripley`
Banco Santander	`cl_banco_santander`
Banco Consorcio	`cl_banco_consorcio`
Scotiabank	`cl_banco_scotiabank`
Mercado Pago	`cl_mercado_pago`
Banco Internacional	`cl_banco_internacional`
Banco Security	`cl_banco_security`
BBVA	`cl_banco_bbva`
Coopeuch - Dale	`cl_banco_coopeuch`
Copec Pay	`cl_copec_pay`
HSBC	`cl_banco_hsbc`
Prepago Los Heroes	`cl_prepago_los_heroes`
Tenpo	`cl_tenpo`

FAQ

Q: What happens if the user transfers a different amount?
A: Fintoc will inform the transfer will be refunded and will ask the user to redo it with the correct amount.