Setup direct payments
Learn how to set the recipient account in your payment.
Direct payments availability
For now, direct payments is only available for Chile.
Create a direct payment
To create a direct payment, you need to set the recipient_account
option when creating a checkout session:
curl --request POST "https://api.fintoc.com/v1/checkout_sessions" \
-- header 'Authorization: sk_live_0000000000000000' \
-- header 'Content-Type: application/json' \
--data-raw '{
"amount": 2476,
"currency": "CLP",
payment_methods:['payment_intent'],
payment_method_options:{
"payment_intent":{
"recipient_account": {
"holder_id": "771433855",
"number": "1836027172",
"type": "checking_account",
"institution_id": "cl_banco_de_chile"
}
}
}
}
}'
const fetch = require('node-fetch');
const checkout_session = {
amount: 1000,
currency: 'clp',
payment_methods:['payment_intent'],
payment_method_options:{
"payment_intent":{
"recipient_account": {
"holder_id": "771433855",
"number": "1836027172",
"type": "checking_account",
"institution_id": "cl_banco_de_chile"
}
}
}
}
fetch('https://api.fintoc.com/v1/checkout_sessions', {
method: 'POST',
headers: {
'Content-Type': 'application/json',
'Authorization': 'sk_live_000000000000'
},
body: JSON.stringify(checkout_session),
},
)
import requests
checkout_session = {
'amount': 1000,
'currency': 'clp',
'payment_methods':['payment_intent'],
'payment_method_options':{
"payment_intent":{
"recipient_account": {
"holder_id": "771433855",
"number": "1836027172",
"type": "checking_account",
"institution_id": "cl_banco_de_chile"
}
}
}
}
}
headers = {
'Accept': 'application/json', 'Authorization': 'sk_live_000000000000'
}
r = requests.post(
'https://api.fintoc.com/v1/checkout_sessions',
json=checkout_session,
headers=headers
)
require 'net/http'
require 'uri'
require 'json'
payment_intent = {
amount: 1000,
currency: 'clp',
payment_methods:['payment_intent'],
payment_method_options:{
"payment_intent":{
"recipient_account": {
"holder_id": "771433855",
"number": "1836027172",
"type": "checking_account",
"institution_id": "cl_banco_de_chile"
}
}
}
}
uri = URI("https://api.fintoc.com/v1/payment_intents")
header = {
Accept: 'application/json', Authorization: 'sk_live_000000000000'
}
http = Net::HTTP.new(uri.host, uri.port)
request = Net::HTTP::Post.new(uri.request_uri, header)
request.body = payment_intent.to_json
response = http.request(request)
In Chile, the recipient account object is defined by 4 attributes:
Parameter | Example | Explanation |
---|---|---|
holder_id | 193426816 | Account holder's RUT |
number | 1836027172 | Account number |
type | checking_account | Type of account. Supported types are checking_account and sight_account . |
institution_id | cl_banco_de_chile | Fintoc institution id for the bank receiving the bank transfer. You can see the code for each bank here |
Once you set the recipient account in the checkout session, the money will arrive directly in the bank account you specified.
Available recipient banks
Check our Chile institution codes documentation to check the available banks.
Updated about 1 month ago