Test mode

Fintoc has a test mode —or sandbox— for you to test the API without making actual payments or connecting a real account. The sandbox is a testing environment that simulates creating real objects without the risk of affecting real transactions or moving actual money.

To use the test mode, all you need to do is to use your test API Keys when interacting with the API. The test API Keys can be found at the Dashboard and are the ones that have the sk_test_ and pk_test_ prefixes.

In the documentation pages associated with the sandbox, you will find the credentials that the sandbox uses to allow you to test every possible flow your users might follow without breaking a sweat 😎.

As of right now, you can use the test mode for Movements, Payment Initiation, Direct Debit and Transfers.

Test mode versus live mode

All Fintoc API requests occur in either test mode or live mode. API objects in one mode aren’t accessible to the other.

ModeWhen to useObjectsHow to use
test modeUse test mode, and its associated test API keys, as you build your integration.API calls return simulated objects. For example, you can retrieve and use test link, movement, checkout_session and subscription objects.Use test bank accounts. You can’t accept real payment methods or work with real accounts.
live modeUse live mode, and its associated live API keys, when you’re ready to launch your integration and accept real money or connect real accounts.API calls return real objects. For example, you can retrieve and use real link, movement, checkout_session and subscription objects.Accept real bank accounts and work with customer accounts. You can accept actual payment authorizations, charges and connect real links.

The Test mode toggle in the Dashboard doesn’t affect your integration code. Your test and live mode API keys are what ultimately affect the behavior of your code.

Why the Dashboard shows different sections in test and live mode

Test mode shows every Fintoc product so you can explore the Dashboard freely. In live mode, a section that you saw in test mode (for example Tesorería) may not appear, for two reasons:

  • The product isn’t enabled for your organization yet. If a section is missing, contact your Sales or Customer Success representative, or use the chat.
  • Your role doesn’t include permission to view that section. Even when a product is enabled, only users whose role grants View access can see that section. If a teammate can see the section and you can’t, ask your Administrator to grant you access. See Permission Roles for how access levels work.