The Transfer API enables you to:

Create Account Numbers and assign them to your orders or customers to easily reconcile inbound transfers.
Receive real-time webhooks whenever you receive an inbound transfer.
Initiate a Transfer with our easy-to-use API.

Here are some use cases:

You have a payments platform and want to transfer your customer funds automatically.
You have a lending company and want to receive payments from your customers using bank transfers.
You receive a lot of payments from you customers using bank transfers, and want to automate reconciliation.
And many more!

Availability

Our Transfer API capabilities vary depending on the country you are operating in:

	Mexico 🇲🇽	Chile 🇨🇱
API for inbound transfers	✅	✅
API for outbound transfers	✅	✅
API for accounts	✅
API for CLABEs	✅
Endpoint to return a transfer	✅
Endpoint to verify a CLABE	✅

🚧
Fintoc executes a daily settlement in Mexico 🇲🇽
Everyday at 5:30 PM (GMT -6), Fintoc executes a payout from each of your Accounts, for the total of the balance directed to the external bank account provided by you.
This is represented as an Outbound Transfer, with the comment "Fintoc daily settlement".
This means that to keep making payouts from your accounts, you will have to fund them daily.