Batch Transfers

Available via Dashboard only

Overview

Batch Transfers are designed for teams who need to make repetitive or high-volume transfers efficiently while keeping full visibility and control. This feature is ideal for payrolls, supplier payouts, or daily client disbursements.

Key benefits

• Upload up to 5000 transfers in one file.
• Validate data automatically.
• Review batches before executing them.
• Require MFA authorization before funds move.
• Track progress and outcomes per batch or per individual transfer.

How It Works

1. Create a Batch Transfer

1. Go to Transfers → Batch Transfers in your Fintoc Dashboard and click “Create”.
2. Assign a description, e.g. Pagos de octubre.
3. Download the country-specific template:
   • 🇨🇱 Template Chile (CLP)
   • 🇲🇽 Template México (MXN)

2. Fill Out the Template

Each row represents one transfer.

⚠️

In Chile, Fintoc will automatically split transfer rows with an amount over 7,000,000 CLP into multiple transfers

These transactions will act as new independent transfers.

3. Upload Your File

• Supported formats: CSV
• You’ll see validation messages if errors are found

If you see an error, correct your file and re-upload. Warnings (e.g. duplicated rows) will be shown but won’t block upload.

4. Review and Confirm

Before creating your batch:

• Review the total number of transfers and total transfer amount
• If needed, go back and upload a new file

After confirming, your batch will appear under Pending Authorizations.

5. Authorize the Batch

1. Go to the Authorizations tab and select your batch to open its details.
2. Review the batch one last time.
3. Choose an action (cannot be undone):
   • ✅ Authorize (requires MFA)
   • ❌ Reject

6. Execution and Tracking

Once fully authorized:

• The batch moves to in_progress.
• Each transfer appears individually in your Transfers view as pending, then succeeded or failed.
• If some transfers fail (e.g. insufficient balance), the batch will end as partially_succeeded.
• Batches expire automatically after 2 weeks if not authorized.

Batch Statuses